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In fact there are some each year and they are 'lent' to the government to pay down the growing National Debt.What in fact happens to the billions of surplus cash is that it is 'invested' in government stock at a pitfil rate of return (normally less than the inflation rate.

So, one does wonder why the expression "Pension Black Hole" has become so commonplace.After all, they will already have to pick up the pieces of the decision to let people splurge their pension pots.I say again, the worst political decision of the century - so far.Names such as BHS, Carilion and Tata Steel come to mind..* Didin't know the government pension had surpluses ?

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