Home equity loans consolidating your bills

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If you do go for it, keep it as professional as possible.

You’ll also want to read the fine print in order to avoid surprises such as a balance transfer fees or application fees.

If an offer sounds too good to be true, it probably is.

There are several different types of consumer debt.

The interest rates on these loans tend to be low — or even interest-free.

For example, you can use money from your IRA interest-free for 60 days.

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